Would you Remember? Take a Picture!

As a homeowner, have you ever noticed how much stuff you and your family have collected over the years?

Opening a closet door in any part of your home reveals clothes, sports equipment, holiday decorations and other various items.

As you became more successful you have added to your art collection or own better quality items.

As your family grew, so did your accumulation of "stuff".

Maybe you own lots of "stuff" simply because you can't part from what you have.

With that being said, if there was a fire that took all of that away, would you remember what all you had?

I doubt it.

Would you want your insurance policy to respond in replacing it?

Certainly.

If you cannot remember what you had, how can it be replaced?

Modern technology and the various gadgets people are using now can save many hours of undue stress and frustration when trying to deal with a total loss.

To assist policy holders, many insurance companies offer inventory checklists on their websites. There are also many available on the web and a quick search on any of the search engines such as Google or Bing! will bring up a variety to select from.

With your digital camera or your smart phone in hand, enter each room of your home and start taking pictures of EVERYTHING. Open closet doors and take a photo. Take pictures of your art, your furniture, your dishes and decorations. If you own it and it is in your home, snap a picture!

Complete an inventory list including the pictures then provide copies via disc or flash card to your agent as well as keeping copies somewhere safe such as a safe deposit box.

If all you find time to do is to take the pictures, do it! Kids are a great asset in this type of project. Most have become tech savvy by age 6 and operating a camera or smart phone for them is quite simple. Plus they take part in learning the importance of documenting what they own. A learning lesson disguised as fun. A win-win for everyone!

Now, if you do suffer a catastrophic loss, you'll have the ability to access the documents that will trigger your memory on what "stuff" you owned PLUS you can provide that documentation to your insurance carrier.

Photo documenting is the easiest and most efficient way to keep an inventory of what you own.